Redeem your points for free gift cards to over of your favorite retailers, including Amazon, Walmart and Target. We reward consumers with cash for their everyday online and mobile activities. Necessary expenses include groceries, housing, and transportation. Your housing costs can include mortgage or rent payments, utility bills, and maintenance costs. Cars have lots of additional expenses beyond their initial cost : gas, maintenance, insurance, registration, repairs, tune-ups, and inspection.
After your transportation costs are accounted for, the rest is leftover for groceries. Take the amount of money you have allotted to groceries each month and divide it by 4. This is how much you should plan to pay at the grocery store each week. Health care is a variable because you may get some of it paid for through your employer. Again, this is a big variable.
It of course depends on how many kids you have, their ages, what schooling options are available and if both parents work. For the budget I have included, I assumed one child, two parents in the home, and only one parent working so the other is able to care for the child.
I realize that is only one of many possible scenarios, but that is what I chose for arguments sake. When budgeting for discretionary spending, the percentage will depend greatly on how much you make. Being these items are optional, they get reduced if your income is not high. Additionally, if the other parts of your budget require more funding, you would pull from your discretionary funds to solve that problem.
Category: personal finance personal taxes. What can you do with a 60k salary? How much salary is dollars an hour? What can I afford making 60k a year? What is my tax bracket if I make ? Is 60k enough for a family? Can you live off of 60k a year? Can you live off 30k a year? What is a good pay? Can you live on 40k a year? Is 60k a good salary in NYC? Can you live comfortably on a year? Of course, holidays may also fall on a weekend day, in which case you might get the previous Friday or the following Monday off.
Given all these variations, here's a table showing how the number of holidays affects your hourly rate:. Of course, some months are longer than others, so this is just a rough average.
If you get paid biweekly, you may get 2 checks in one month and 3 checks in another, so some calculators look at a month as a 4-week period, with 13 of these periods in a year.
You can check how many weeks in a year to get the exact number. First of all, if you're working a regular 8-hour day, then you can simply take any of the hourly rates listed above and multiply it by 8 to get your daily rate. You can factor in paid vacation time and holidays to figure out the total number of working days in a year. The salary calculator will also give you information on your weekly income and monthly totals.
Remember that a full salary with benefits can include health insurance and retirement benefits that add more value to your total annual salary compared to similar hourly rates. You may also want to factor in overtime pay and the effects of any income taxes on your take home pay.
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